Industries we fund
If your business generates consistent revenue, we can usually structure capital around it. Pick your industry to see how merchants like you use InstaFunding.
Restaurants & food service
Thin margins, weekend-heavy deposits, and equipment that fails on Friday night. We underwrite the deposit patt…
Construction & contractors
Progress payments land late; materials and crews get paid now. Capital sized to your receivables keeps jobs mo…
Trucking & logistics
Fuel, repairs, and driver pay don't wait 45 days for brokers to pay. We read your deposits and move in hours.…
Retail
Inventory turns drive revenue. Buying deeper before peak season is how retailers win — and it takes capital be…
Medical & dental practices
Insurance reimbursements lag. Staff, rent, and equipment don't. We fund practices against real deposit history…
Auto sales & repair
Inventory floor costs and parts orders come before the sale. Capital that flexes with your monthly deposits ke…
E-commerce
Platform payouts and ad spend run on different clocks. We fund against your revenue so you can scale inventory…
Salons, spas & fitness
Recurring, deposit-heavy revenue is exactly what we underwrite. Grow the space, the team, or the equipment wit…
Manufacturing
Long production cycles tie up cash in raw materials and WIP. Capital sized to your receivables keeps the line …
Professional services
Retainers and net-60 invoices create predictable gaps. We fund against the revenue you already generate.…
Wholesale & distribution
Suppliers want payment on delivery; customers pay on terms. We bridge the gap so you can take the bigger order…
Hospitality
Seasonal peaks and off-season maintenance are the rhythm of hospitality. We structure capital around that rhyt…
Don't see your industry? Nearly any revenue-generating business is eligible to apply. A small number of business types fall outside our guidelines — the fastest way to find out is to apply.
Capital moves at the speed of decision.
Same-day decisions. Funding in as little as 24–48 hours.
Get funded nowAll funding is contingent on underwriting review and approval. Terms vary by business. Information on this site is illustrative only and not a commitment to purchase receivables or provide financing. A merchant cash advance is a purchase of future receivables — not a loan.