Restaurant & food service funding
Thin margins, weekend-heavy deposits, and equipment that fails on Friday night. We underwrite the deposit pattern restaurants actually have — not a bank's idea of what it should be.
What restaurants businesses fund with us
- Walk-in cooler, hood, or line equipment replacement
- Payroll through a slow season or a renovation
- Bulk food purchasing ahead of holidays and events
- Opening a second location or a ghost kitchen
How it works for your business
Apply in about five minutes with your last 3–4 months of bank statements. An underwriter reviews your deposit pattern the same business day and returns a clear Purchase Price and Specified Amount. Sign electronically; funds arrive by wire or ACH, typically within 24–48 hours. This is a purchase of future receivables — not a loan.
Typical profile we fund
- Revenue: $15,000+ per month in business deposits
- Time in business: 6+ months (exceptions for strong deposits)
- Credit: all profiles considered — revenue is what matters
- Existing positions: considered when disclosed
Illustrative profile only; all funding subject to underwriting review and approval.
Capital for restaurants & food service, in 24–48 hours.
Same-day decisions from underwriters who read your deposits, not just your credit score.
Get funded nowAll funding is contingent on underwriting review and approval. Terms vary by business. Information on this site is illustrative only and not a commitment to purchase receivables or provide financing. A merchant cash advance is a purchase of future receivables — not a loan.