Funding estimator
Move the sliders to see the general range businesses with your profile commonly access. This is an illustration, not an offer — your actual Specified Amount and Purchase Price are set only after underwriting.
The estimate reflects general market ranges for receivables purchases based on revenue and business age. It does not consider deposit consistency, industry, existing positions, or other underwriting factors, and it is not an offer, quote, or commitment.
Businesses with this profile commonly qualify for a Purchase Price in this range. Your actual terms are established only in an executed agreement after underwriting review.
Get my actual optionsNo hard credit pull to see options. Same-day decisions.
How to read this estimate
A receivables purchase is sized against the revenue your business already generates. Two inputs move the range most: average monthly deposits and time in business. Deposit consistency, industry, and any existing funding positions then refine the structure. That is why we ask for bank statements rather than a credit score — the statements are the underwriting.
Remember: this is not a loan. There is no interest rate or APR to compare. You receive a Purchase Price upfront in exchange for a Specified Amount of future receivables, with remittances tied to what your business generates. See the glossary for exact definitions and the comparison for how this differs from bank debt.
Capital moves at the speed of decision.
Same-day decisions. Funding in as little as 24–48 hours.
Get funded nowAll funding is contingent on underwriting review and approval. Terms vary by business. Information on this site is illustrative only and not a commitment to purchase receivables or provide financing. A merchant cash advance is a purchase of future receivables — not a loan.