Retail funding
Inventory turns drive revenue. Buying deeper before peak season is how retailers win — and it takes capital before the sales come in.
What retail businesses fund with us
- Seasonal inventory buys with supplier discounts
- Fixtures, POS upgrades, and store refresh
- Marketing pushes ahead of holidays
- Bridging slow months without cutting staff
How it works for your business
Apply in about five minutes with your last 3–4 months of bank statements. An underwriter reviews your deposit pattern the same business day and returns a clear Purchase Price and Specified Amount. Sign electronically; funds arrive by wire or ACH, typically within 24–48 hours. This is a purchase of future receivables — not a loan.
Typical profile we fund
- Revenue: $15,000+ per month in business deposits
- Time in business: 6+ months (exceptions for strong deposits)
- Credit: all profiles considered — revenue is what matters
- Existing positions: considered when disclosed
Illustrative profile only; all funding subject to underwriting review and approval.
Capital for retail, in 24–48 hours.
Same-day decisions from underwriters who read your deposits, not just your credit score.
Get funded nowAll funding is contingent on underwriting review and approval. Terms vary by business. Information on this site is illustrative only and not a commitment to purchase receivables or provide financing. A merchant cash advance is a purchase of future receivables — not a loan.